Sr. Credit Analyst - ELS

Today, through BHN’s single global platform, businesses of all kinds can tap into the world’s largest network of branded payment solutions. BHN helps businesses grow revenue, increase loyalty, motivate and reward their teams, disburse funds and engage consumers. Branded payment solutions include the issuance and distribution of gift cards, egifts, corporate payouts and rewards, along with the technology to deliver these products in seamless, integrated ways. BHN’s network spans the globe with more than 400,000 consumer touchpoints. Learn more at BHN.com.

The Credit Analyst will be responsible for financial risk mitigation in our shared services organization under the direction of the Senior Credit Manager.  The Credit Analyst responsibilities will include consistent application of a credit policy, periodic credit reviews of existing customers, and assessment of the creditworthiness of potential customers.  The candidate will also be required to Design and maintain reports and dashboards to both track and communicate key Credit performance indicators.

• Design and maintain reports and dashboards compiling data across multiple platforms/sources to both track and communicate key Credit performance indicators for Global Blackhawk customers.
• Perform analysis of Financial Statements or other data for existing customers and potential customers with the ability to make credit recommendations based on those findings.
• Interpret trade data from several trade reports (D&B, CRM, Experian) and be able to make credit recommendations based on data.
• Ensure timely review of new and existing customers.
• Regular interaction with and communication of credit decisions in both written and verbal form with management and sales.
• Fosters and maintains key relationships throughout the organization in order to facilitate teamwork across departments.
• Assist with other duties as assigned.

• BA in finance, accounting, or related field + 5+ years experience or equivalent relevant experience
• Minimum of 5 years of experience in accounts receivable, credit, accounting, financial analysis or related fields
• Experience performing high level data analyst; general understanding of databases.
• Strong competency in Excel, SQL, Access and Visio.
• Experience with compiling and analyzing data across multiple sources
• Experience with financial statements and financial ratio analysis
• Quick-learner and self-starter with attention to details and accuracy
• Ability to work independently with minimal supervision.